Mortgage rates have been at all time lows but if you haven’t taken the plunge it may now be time to refinance. This week the average rate on the 30-year fixed mortgage fell to 4 percent. Just a few weeks ago the lowest rate ever was 3.94 percent, according to the National Bureau of Economic Research.
The average rate on the 15-year fixed mortgage fell to 3.31 percent from 3.38 percent. Four weeks ago, it too hit a record low of 3.26 percent.
Rates are dropping in reaction to the financial turmoil in Europe and homeowners with rates over 5% should may want to research refinancing.
You can check out daily mortgage rates here.
Make sure to consult with a mortgage professional who can evaluate your personal situation.
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